YourBestPlan.net

In the U.S., there has been a continuous downgrade of Medicare Advantage products and an increase in cost, deductibles and co-pays.
While doing research in the Philippines for insurance services for American retirees (folks over age 65) living there, I have discovered how little there is to help even Filipinos in the Philippines over 65 from the government and almost no insurance companies want to insure ANYONE over 65 due to the increase of medical problems with that group.

It is great to be a senior citizen in America with the 80% government subsidy. All politics aside, the bottom line is whether you are a 60 year old American paying 100% of your medical insurance or an American over 65 in the Philippines, your cost for insurance, IF AVAILABLE, and financial risk for medical costs is outrageously higher than for those of you who have Medicare living in the U.S.

The insurance services I am now offering my clients will be expanded in the U.S. to include Final Expense insurance and annuities. I have done both previously, especially annuities. When the banks collapsed before I was born back in 1929 and 1930; the insurance companies did not. The legal requirements for reserves today is still far greater for insurance companies (annuities) than for banks. This is reason I will offer annuities to clients. The interest rate is similarly not impressive but the stability/safety is far greater.

Also, I will be working with Americans in the Philippines who, in a medical crisis, may not be in a position to fly back to America. If an American feels they must go to a hospital quickly in the Philippines without insurance coverage it is financially risky and unnecessary since there are reasonably priced plans that can save most of the cost. Knowing what hospital to go to is also an important consideration.

I am working closely with the International Medical Group for great packages of insurance for missionaries both short and long term.

For convenience I ask you to email me directly with your questions –  Sam@yourbestplan.net and I will get back to quickly by phone or email. Just give me your best contact options.

ALL ANTHEM FREEDOM BLUE PLAN 1 CLIENTS

Your enrollment deadline is NOT December 7th but December 31st. Even though your “Special Enrollment Period” (SEP) is February 29th it makes sense to enroll by December 31st when your current insurance ends.

On December 6 & 7th, our office is prioritizing those who have other plans since they have a December 7th deadline.

FREEDOM BLUE CLIENTS’ CONCLUSION: Do not panic, your deadline is not until December 31st and if you have already talked to Sam Alibrando you are being properly enrolled as you read this before or after December 7th for your January 1st effective date.

We are accurately enrolling your applications for HMO or Medicare Supplements and/or your prescription drug plans.

If we do not have your email, please send TODAY to Sam@yourbestplan.net We are emailing an info newsletter this coming year.

NEW CONTACT PHONE NUMBER

We are phasing out 559-260-5594
PLEASE be sure to write down the new number 559-286-0989.
We will have both numbers working for a while but eventually only the new number will work. Naturally, you can always email us or check here for all updated contact information.

You can request a free personal telephone consultation by calling 559-286-0989 and leave a message. EVEN BETTER – - email Sam@YourBestPlan.net
We will arrange consultation details.
This year we are only working with Medicare beneficiaries in California.

Education is still the best medicine for getting the best protection.